No Cost or Obligation
We’ll provide you with solutions, but you won’t pay a cent until you’re ready to become a client.
We have a process that considers all your needs for the next phase of your life so you can have the reassurance to retire with confidence.
Simple Solutions
We’ll walk you through the entire plan and ensure all your questions are answered, without the complex jargon.
Take a Look at Our Complimentary Process
See How We Can Help You Attain Your Financial Goals
1
20-minute No-Risk Introductory Call
We’ll chat by phone or video conference to learn more about your financial goals and answer any of your immediate questions. We’ll talk about your needs, concerns, and expectations and share how we can work together to see if this is a fit going forward. If for some reason we cannot provide the services you are looking for, we’d be happy to point you to other great advisors that might be better suited for your situation.
2
First Meeting - Review Goals
We’ll get together for a more in-depth discussion to get more specific about crafting the life you want to live and gather all your financial documentation. Afterward, we’ll analyze your situation and prepare a plan.
3
Meet to Review Opportunities
We’ll share our recommendations for maximizing your portfolio and assets and answer any lingering questions, including:
Are you on track to reach your goals?
Can you improve your investment performance or reduce your tax liability?
Are there any opportunities to enhance your overall wealth plan that you may have overlooked?
How can our firm help get you to where you need to be?
4
Get Started
After you’ve thought about it and got all the answers you need about becoming a client, we’ll help you get on-boarded. Along with some paperwork, we’ll also work with you to:
Get set up on our client website which will offer real-time updates on your net worth and progress towards your goals which you can access at any time
Sign up for monthly client updates
Plan our next few meetings to get started on your most pressing financial concerns
5
Full Client Experience
Once you’ve been with us for a while and you’re feeling comfortable with how you are progressing, we’ll set a routine to ensure we’re continuously monitoring your progress and offering solutions as they come up.
Still wondering if you’re a good fit for Seawise Financial?
Our clients tend to be heading into retirement shortly and/or have complex financial needs. These kinds of clients include:
Business Owners
You are busy running your own business and would like a partner to make sure you are on the right track toward reaching your future goals while living the lifestyle you want to live. You also appreciate having someone to make sure you maximize the retirement plan and employee benefits you offer to your employees.
Employees of Publicly Traded Companies
You are looking for expertise to help you maximize the executive compensation and stock options you currently receive while planning smartly for the future.
Families Beginning to Plan for Retirement
You are within 10 years of an ideal retirement date and need assistance with planning your transition from working to living off of your investments. You have also accumulated at least $500,000 in liquid assets
Those Who Want to Eliminate the Stress of Managing Their Own Finances
You are looking for a professional to help eliminate some of the stress and uncertainty involved with managing your finances. You see value in the time gained from delegating your finances to a trusted professional so you can do the things in life you really want to.
Ready to Get Started With Step 1?
Click Here to Schedule Your No-Risk Introductory CallGot a question?
No problem.
Your financial future is very important and we want to make sure that all your questions are answered.
Common Questions
Who is your typical client?
We typically work with professionals who are within 5 to 10 years from retirement that have accumulated at least $500,000 in investable assets. A good portion of those professionals are are either stock options recipients or small business owners.
Our clients tend to be those who want to use their spare time to focus on what they enjoy in life, whether that’s being active outdoors, spending time with their family, or doing charitable work. They prefer to delegate the financial planning and investment management for their family to a professional.
Do I have to live in San Diego to be a client?
No, we are registered in multiple states and can work virtually with anyone in the United States.
What is a CFP and why is it different?
Not all financial advisors are the same. At a bare minimum, those who have earned the right to use the CFP mark have accomplished a minimum education, experience, and ethical standard which is one of the the highest standards in the industry. Learn more about the requirements here: CFP Certification Requirements
Who is not a good fit?
Someone who is solely focused on their investments. While good investment returns are important, our clients believe that achieving financial success involves much more than that. Our clients appreciate being updated on their entire picture and have an engagement calendar that involves tax and retirement planning updates, real estate analysis, and estate planning consultations.
How do you get paid?
We are true fee-only fiduciaries and do not receive commissions or kickbacks of any kind. We offer 2 services for clients:
- An annual financial planning retainer (no asset management) based on the complexity of your situation which starts at $5000. You can pay either quarterly or semi-annually.
- Investment management and financial planning. We offer financial planning services well as asset management through our discretionary investment management program. The fee schedule is below:
Account Value Annual Advisory Fee $0 – $250,000 1.35% $250,001 – $500,000 1.25% $500,001 – $1,000,000 1.00% $1,000,001 – $3,000,000 0.75% $3,000,001 and Above 0.50% * Ongoing financial planning is included with investment management. There is a $400,000 minimum investment for our discretionary investment management program
Can you refer me to a professional in another field?
We are fortunate to have relationships with a number of outstanding professionals in the legal, tax, lending, and real estate fields that we can introduce you to.
What is the next step if I want to learn more?
Schedule an introductory meeting with me at the link below. We’ll have a brief chat to answer any of your concerns and see if there is a fit for us to potentially work together.
Schedule a meeting
